Cyber Monday: Black Friday's Savings Without the Crowd

webfraud_oneBlack Friday has obtained near holiday status with its amazing deals that allow people all over the country to make that one big purchase that they couldn’t afford the rest of the year. However, there is a new shopaholic’s holiday that lets shoppers spend from home called Cyber Monday. Cyber Monday is the Monday immediately following Black Friday and boasts similar sales and discounts.

However some people have been unwilling to participate in the online sales because of Internet security concerns. There are some simple tips that you can use in order to make sure that you are not getting scammed. First and foremost, you should be familiar with the company from which you are buying. Most companies offer online explanations of their privacy policies for customers to review. It’s important to also make sure you’re dealing with a secure site before purchasing. Look for the unbroken key or locked padlock symbol, often found in the bottom right hand corner of the page. This means that your information is being sent securely and is not prone to hacks.

Make sure that you get the details on your purchase including expected arrival dates, shipping and handling fees, warranties, return policies, and other information such as a contact e-mail or phone number in case there is a problem with your purchase. It is also good practice to purchase using credit cards seeing as how under federal law and most credit card agreements your liability for fraudulent charges does not exceed $50. The final good practice is to keep detailed records of your purchases, print your receipts and keep electronic records. This will help in the case of a discrepancy.

Using these simple tips will keep you safe during online shopping and thus let you enjoy all the sales that are available to you on Cyber Monday. Now you can shop at home in your pajamas without fear.

(Via PR News)

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