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credit-card-debtAccording to researchers at Cambridge University, EMV (Europay, Mastercard, Visa) users must be even more aware of all charges applied to their accounts than ever before. They claim that there is an integral defect in EMV’s chip-and-PIN validation protocol for debit and credit cards. Subsequently, a machine can be built to alter and obstruct communications between a card and a point-of-sale terminal. The reason for alarm is that

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